STARR stands for which of the following?

• A. Spread Out, Transfer, Avoid, Accept, Reduce
• B. Spread, Transmit, Avoid, Accept, Reduce
• C. Spread Out, Transfer, Avoid, Accept, Refuse
• D. Spread Out, Transfer, Avoid, Achieve, Reduce

Answer: (A)

In risk management, STARR represents five ways to respond to risk: Spread Out, Transfer, Avoid, Accept, Reduce. Spreading out means diversifying exposure to prevent a single event from causing big damage. Transferring shifts the risk to someone else through contracts or insurance. Avoiding means staying away from the activity that creates the risk. Accepting is to acknowledge the risk and proceed without action when it’s tolerable. Reducing involves putting controls in place to lower either the likelihood or impact of the risk. The option that lists these exact terms matches this standard set of responses, making it the best choice. The other options change one or more terms (like Spread vs Spread Out, Transmit vs Transfer, Refuse vs Accept, or Achieve vs Reduce), which don’t align with the common risk response framework.